Let The Dog In

Canadalend.com, the Nation’s Leading Private Mortgage Professionals, Weighs in on Canada’s August Home Sales, Notes Data is Skewed by 3 Cities

Learn more... San Diego Modern Home Tour Opens Doors Sept 27th September 20, 2014 5:55 PM Content preferences Done San Diego, CA / ACCESSWIRE / Sept 20, 2014 / The San Diego Modern Home Tour has announced the eight homes that will be featured in the September 27th event. The event will be held from 11am-5pm and is self-paced. Tickets can be purchased for $25 online, with coupon code HJA2014, or $40 on the day of. Kids under 12 attend free. Modern Home Tours travels North America each weekend to feature the countrys most amazing modern architecture. In September, Modern Home Tours will visit Houston, Vancouver, and San Diego. The San Diego tour is a city-wide event spanning La Jolla, Old Town, Mission Hills, Del Mar, North County, and Golden Hill.

San Diego Modern Home Tour Opens Doors Sept 27th - Yahoo Finance

The latter two -- both availability payment P3s -- achieved financial close in the past year. More states are authorizing the use of P3s for transportation projects, which are typically the first type of P3 project in a new market. Over the past 12 months, traction in the social infrastructure project space is beginning to take hold, with projects such as the Long Beach Civic Centre, the Indianapolis Justice Complex and the Houston Justice Facility. The use of the P3 model has been steadily increasing in the U.S. over the last five years, and more P3 availability payment projects are reaching financial close or are in procurement than ever before. BTY, with headquarters in Vancouver and eight offices across Canada, developed its P3 expertise over the past decade on major projects in transportation and social infrastructure.

Founded in Spokane, veterans estate planning clinic expands > Spokane Journal of Business

The Red Cross and military community support organization Army OneSource also will be at the event, Brennan says. Printed materials from the Veterans Justice Outreach and other service groups will be available as well, he says. Prior to the clinic, veterans and their spouses can go to the clinic website at www.wavetswillclinic.com and fill out an intake form, Brennan says. Volunteer attorneys then use the intake form to draft the clients estate documents. We have draft documents that are prepped ahead of time, Brennan says. The client fills out the intake form online, and with that information, we create a rough draft. Then any changes are made at the clinic. Brennan, who graduated from Gonzaga School of Law in 2010, says the clinic first came about three years ago when Angela Traina, a Fairchild Air Force Base representative of the Reston, Va.-based Army OneSource organization, approached the Young Lawyers Division of the Spokane County Bar Association. We were approached about doing some sort of legal aid program for veterans, says Brennan, who was a trustee of the Young Lawyers Division at the time, and currently serves as its president. It was an absolute yes. We immediately partnered with Gonzaga law school and the Red Cross, and just went from there. The group quickly thought of offering estate planning assistance, Brennan says, because most active military personnel can get free estate planning assistance through their respective branches, but veterans dont have access to the same service. Its also something people can come do in a day and help out, he says. Its not an ongoing representation in court. Traina says that active military members arent turned away from the event if they come seeking estate planning services as well. She also says that because many veterans dont live on or near a military installation or large urban area, they might not have access to veterans service organizations.

View photo With pride of place among Vancouver hotels near Yaletown, Granville Island and Davie Village, this property VANCOUVER, BC--(Marketwired - Sep 24, 2014) - In the world of real estate, location reigns as the undisputed king of market value. And while good hospitality can't be distilled to just one important factor, location does count for a lot. So when the Residence Inn by Marriott Vancouver Downtown opened its doors in the cross-section of the city's three top neighborhoods, and then went on to offer award-winning service and amenities, it was only a matter of time before people noticed and TripAdvisor responded with its prestigious Certificate of Excellence. Designed to recognise the top-performing 10-percent of hospitality businesses in the world, TripAdvisor's Certificates of Excellence are a coveted mark of success and just one more way this property distinguishes itself among hotels near Granville Island . To be eligible for a Certificate of Excellence, a business must maintain a traveller-review rating of four or higher (out of a possible five) on the TripAdvisor website for at least 12 months. The number of reviews a business receives is also taken into account. For this downtown hotel in Vancouver to earn two consecutive Certificates of Excellence speaks to its consistency in exceeding guests' expectations. And considering its amenities, that's not surprising. From the moment visitors arrive at this sleek fixture on the Vancouver skyline, they are indulged with spacious suites, an indoor pool and complimentary Wi-Fi and hot buffet breakfasts, not to mention friendly and attentive service.

TripAdvisor Salutes a Neighbourhood Favourite Among Hotels in Downtown Vancouver - Yahoo Finance

(Source: Canadian home sales climb higher in August, Canadian Real Estate Association web site, September 5, 2014; http://crea.ca/canadian-home-sales-climb-higher-august .) While these figures are well above the nations wage growth and inflation, the data does not reflect local trends and is skewed by three of Canadas largest cities, says Bob Aggarwal president of Canadalend.com. The fact of the matter is, for the majority of Canadians, the housing market looks cooler than the numbers suggest. Aggarwal notes that the strong price growth is being driven by Toronto, Calgary, and Vancouver. Single-family homes in Calgary are up more than 10% year-over-year, while the average house prices in Toronto, including condominiums, are up 8.9%. Vancouver housing prices experienced the most modest growth at five percent. Outside of these three cities, Aggarwal explains, research shows that many markets in Canada are cooling. In fact, half of Canadas 22 largest markets are showing signs of slowing down.

CoreLogic Reports 946,000 Residential Properties Regained $1 Trillion in Total Equity in Q2 2014 - Yahoo Finance

On a year-over-year basis, the value of negative equity declined from $432.9 billion in Q2 2013, representing a decrease of 20.3 percent in 12 months. Of the 44 million residential properties with positive equity, approximately 9 million, or 19 percent, have less than 20-percent equity (referred to as "under-equitied") and 1.3 million of those have less than 5 percent (referred to as near-negative equity). Borrowers who are "under-equitied" may have a more difficult time refinancing their existing homes or obtaining new financing to sell and buy another home due to underwriting constraints. Borrowers with near-negative equity are considered at risk of moving into negative equity if home prices fall. In contrast, if home prices rose by as little as 5 percent, an additional 1 million homeowners now in negative equity would regain equity. "The increase in borrower equity of $1 trillion from a year earlier is evidence that things are moving solidly in the right direction," said Sam Khater, deputy chief economist for CoreLogic. "Borrower equity is important because home equity constitutes borrowers' largest investment segment and, as a result, is driving forward the rise in wealth for the typical homeowner." "Many homeowners across the country are seeing the equity value in their homes grow, which lifts the economy as a whole," said Anand Nallathambi, president and CEO of CoreLogic. "With more and more borrowers regaining equity, we expect homeownership to become an increasingly attractive option for many who have remained on the sidelines in the aftermath of the great recession. This should provide more opportunities for people to sell their homes, purchase a different home or refinance an existing mortgage." Highlights as of Q2 2014: Nevada had the highest percentage of mortgaged properties in negative equity at 26.3 percent, followed by Florida (24.3 percent), Arizona (19.0 percent), Illinois (15.4 percent) and Rhode Island (14.8). These top five states combined account for 32.8 percent of negative equity in the United States.